Career Opportunities with Coastal Credit LLC

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Credit Analyst

Department: Credit
Location: Indianapolis, IN

Now is an exciting time to join our team here at Coastal Credit, LLC!

Coastal Credit is a National Sub-Prime Auto Lender with 30 years of success in the Automotive Marketplace. We are currently looking for a Credit Analyst to join our team at our headquarters in Indianapolis.

Position Summary:

The Credit Analyst reviews consumer auto loan applications submitted by local and national car dealerships. This position is responsible for following internal lending guidelines in decisioning the applications in a timely manner. It is a customer service focused position and primarily interacts with dealerships in reviewing and structuring the auto loan applications to maximize business. There will be heavy interaction with the Account Executive (sales) and Funding teams as well.


- Review and decision indirect credit applications submitted by automobile dealerships, both Franchise and Independent
- Make decisions on credit applications quickly and accurately based on internal lending guidelines
- Discuss and negotiate loan decisions with automobile dealership personnel
- Perform outbound phone calls while decisioning and following up on applications
- Consistently meet and exceed applicable daily/weekly/monthly goals for application decision volume, inbound and outbound phone volume, and booked loan goals
- Developing and maintaining effective relationships with dealerships
- Align with Account Executives to grow specific markets
- Work with Funding Department to ensure credit applications are verified and meet company underwriting guidelines
- Ability to answer funding questions and educate dealers to minimize returned contracts and achieve funding time goals


- Bachelorís Degree preferred, or equivalent work experience
- Prior experience in auto industry or consumer finance preferred
- Ability to communicate effectively to develop and maintain strong business relationships
- Ability to work in a fast-paced environment, multi task and priority set
- Strong customer service skills
- Strong knowledge of financial collateral requirements and credit profiles
- Ability to work varied shifts, evenings, Saturdays and some Holidays

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